Flood Insurance

Flood insurance for Florida residents. Call us for a free quote at (386) 734 3970

According to FEMA the highest ranked natural disaster in the United States is flooding. Flood insurance is a policy that can be added to most homes, no matter their location.

Many believe that if you reside in a flood prone area you are unable to qualify for flood insurance. This is not true, just about anywhere can be protected with flood insurance.

Flood risk in the State of Florida

Another misconception is that homeowners insurance covers flood risk

This is not true, as homeowners insurance policies typically do not cover flood damage. It is important to know flood insurance is a separate policy from home insurance. It is also important to know that the window for purchasing flood insurance is 30 days. If a flood occurs within 30 days of purchasing flood insurance there is no coverage.

Many homeowners in Florida believe they don’t live in a flood zone

This is a very bad misconception, as FEMA has designated the whole state of Florida as a flood zone with varying levels of risk.

In Florida it can be a good idea to purchase flood insurance no matter where you live

The National Flood Insurance Program warns that as much as 80% of Florida’s population live in areas that are at a high-risk for flooding. Flooding is the most common and costly natural disaster. Over 90% of natural disasters involve flooding.

For more information regarding flood insurance see, flood insurance facts.

For a free quote on flood insurance call us today 386-734-3970.