Florida Hurricane Insurance Information

Hurricane preparedness tips

When it comes to Hurricanes one of the first states that comes to mind is Florida. Florida has a long history with Hurricanes. This is because Florida is in a tropical climate and the westerly winds that blow off of Africa coasts near the equator. This makes Florida very vulnerable.

Hurricanes are strong storms that can be life-threatening as well as pose serious property threatening hazards that include: Flooding, Storm Surge, High Winds, and Tornadoes.

Preparation is the best protection when it comes to Hurricanes. Having a plan and being informed is a vital aspect when it comes to Hurricane preparation. At V.W. Gould Agency we want to make sure that in the event of a hurricane, you and your family are properly informed and prepared.

Some things to note when preparing for a hurricane:

• A Hurricane Watch is when conditions are a threat within the next 48 hours. It is then time to review your hurricane plans. Stay informed and be prepared to act if a warning is issued.
• A Hurricane Warning is when conditions are expected within the next 36 hours. It is then time to complete your hurricane preparation and leave the area if directed to do so.
• Call 211 not 911 if you have questions or need information, and only travel when necessary.
• Remember to plan what to do with your pets during an emergency
• Track the oncoming hurricanes path to ensure the validity of your plans.
• Create a family communication plan.
• Learn about flood risks, flood maps, and flood insurance.

One of the most devastating hurricanes in Florida’s history was Hurricane Andrew. In fact, Hurricane Andrew was the most expensive natural disaster in U.S. history. The estimated damage ringing in to the tune of $25 billion dollars. Along with taking the lives of 23 people. These numbers are staggering.

It is important that in the event of a hurricane like Andrew you and your family have the right insurance.

10 worst hurricanes in Florida’s history

Miami – 1926 (Death Toll – 325-800)

Okeechobee – 1928 (Death Toll – 2,000)

Florida Keys – 1935(Death Toll – 408)

Hurricane Donna – 1960

Hurricane Cleo – 1964

Hurricane Betsy – 1965

Hurricane Andrew – 1992 (Death Toll – 23) (Property Damage – $25 Billion)

Hurricane Jeanne – 2004 (Death Toll – 6) (Severe Property Damage)

Hurricane Wilma – 2005 (Left South Florida Devastated)