General Liability Insurance provides vital protection for your business
The agents at Gould have the breadth and depth of expertise to assist you in attaining competitive general liability insurance to cover your business. General liability coverage provides protection for monetary damages that you may become legally obligated to pay because of bodily injury or property damage to a third party which results from an accident.
Bodily Injury
In the unfortunate case that you are responsible for someone else’s injury, sickness, or disease, general liability insurance pays for expenses such as: medical costs, loss of services and court awarded compensation for deaths or injuries that result from an accident or occurrence.
Property Damage
If an accident or occurrence causes damage to someone else’s property and you are legally liable, your are covered through property damage.
Products – Completed Operations
Commercial general liability insurance, depending on your industry, may include liability protection for services or products completed by your company.
Personal & Advertising Injury
General liability include personal and advertising injury. This type of coverage responds to the following types of claims: publishing, whether verbally or written, false information that libels or slanders a person or organization, material that violates privacy rights, copying another companies style of doing business, or advertising concepts that infringe on another business title, or slogan.
Medical Payments
Medical payments coverage is available in the unfortunate event that someone is injured at your location.
Hired auto and non owned auto
You may add the option of “hired auto and non-owned auto” insurance if you do not have any vehicles titled to your business. This insurance meets the requirements of a contract that requires you to provide commercial auto insurance coverage.
In addition, this coverage provides protection if your employee is in an accident while driving a personally owned vehicle on company business, and you are sued.
