Florida Workers Compensation Insurance

Serving all of Florida with competitive workers compensation insurance since 1907. For a free no obligation quote call (386) 734 3970

One of the greatest assets to any company is its employees. As a business owner, you count on them for service, special skills and knowledge to help progress your business.

It is important that as an employer your employees can count on you to take care of them if an accident happens with adequate Workers Compensation Insurance coverage.

Workers Comp is compulsory in the State of Florida,  and in most cases, mandatory by law. Failure to carry or meet state regulations as far as workers compensation insurance is concerned can result in not only having to pay benefits out of pocket, but penalties levied to the state of Florida as well. Workers compensation insurance may be provided by a private insurance carrier, or depending on the size of the business, may opt to self insure.

Gould has been providing workers comp insurance services to Florida business owners for over 100 years.

To speak with an agent in regard to your workers comp insurance needs feel free to call (386) 734 3970

When it comes to finding competitive workers compensation insurance look no further than Gould. As an independent workers comp insurance agency we present a clear advantage over the competition.

This means more often than not we are able to find you the best coverage for your specific needs at the best price. Every business is different. With that being said, it is important to speak with someone experienced in the field.  At Gould we have over 100 years of workers comp insurance experience. At Gould we understand that every business is different. As an independent agency we are able to survey the entire workers comp insurance market and tailor a policy that is tailored to your specific needs.

Scenarios that can give rise to a workers comp insurance claim include:

• An injury that occurs to an employee in an auto accident while running work related errands
• An employee suffers carpal tunnel syndrome from working on a computer
• An employee is injured while handling heavy merchandise
• and more

Workers comp benefits include:

• Protect your business and its assets
• Pay part of lost wages if an injury on the job results in time away from work
• Pay medical expenses for an injured employee
• Temporary total disability
• Temporary partial disability
• Permanent partial disability
• Permanent total disability
• Rehabilitation temporary total disability
• Death benefits

Are you workers comp exempt?

There are certain instances that you as a business owner are exempt from workers comp insurance coverage. If your business has fewer than four employees you may be exempt from the workers comp act. As far as domestic servants are concerned (such as a house maid) employers may provide voluntary workers comp coverage. If you are unsure whether you are workers comp exempt or not it is important to speak with someone knowledgeable in the field to be sure as to whether you are exempt or not.

When it comes to finding competitive workers compensation insurance in the State of Florida look no further than Gould. 

To speak with an agent at Gould in regard to your Florida workers compensation insurance needs feel free to give us a call at (386) 734 3970